Virginia Hart is the Founder and Executive Chair of ART Risk Financial and Insurance Solutions, Inc., where she continues to shape the future of the Assisted Reproductive Technology (ART) insurance industry through product development, strategic planning, and thought leadership.
Virginia’s journey into ART insurance began more than two decades ago when a client asked if she could help find coverage for Surrogates. What started as a single question became her life’s work, leading to the founding of ART Risk Solutions in 2010. From its beginnings as a one-woman operation, she has built the company into a respected industry leader known for its knowledge, innovation, and unwavering commitment to helping families have secure policies in place for the duration their journeys.
A licensed insurance agent for over 25 years, Virginia is widely recognized for her expertise in ART insurance solutions and her pioneering role in developing products that safeguard families, agencies, and professionals during the most vulnerable moments of the family-building journey. She is a sought-after speaker and lecturer for organizations such as the Academy of Adoption and Assisted Reproduction Attorneys (AAAA), the American Bar Association Section of Family Law, SEEDS Brown Bag Series, the Fertility Café podcast, and many others.
For Virginia, the greatest joy of her career has been helping others fulfill their dream of building a family. Her dedication, compassion, and innovation have left a lasting mark on the ART community, and she continues to inspire those who follow in her footsteps.